The Benazir Income Support Program (BISP) is taking a major step forward in how it supports women across Pakistan. Starting December 2025, BISP will begin transferring payments directly into the personal bank accounts of eligible beneficiaries. This new system promises to bring transparency, dignity, and financial empowerment to thousands of women who depend on this vital support.
What Is the New BISP Bank Account Payment System?
Until now, BISP payments were made through agents, franchises, or cash centers. This often caused long queues, delays, unnecessary deductions, and even fraud. From December 13, 2025, eligible women will receive their payments directly in their personal bank accounts.
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This means no more waiting in lines or relying on third parties. Beneficiaries can withdraw their money independently using ATM cards, mobile banking apps, or directly from bank branches. This system is more secure, faster, and puts control of finances directly into the hands of women.
Why This Change? The Purpose and Benefits
The Chairperson of BISP, Senator Rubina Khalid, explains that this change is about more than just payment methods. It’s about respect, transparency, and empowering women to manage their finances with dignity.
Many women living in poverty face difficulties accessing cash through agents who may charge fees or cause delays. The new system eliminates middlemen and reduces corruption by making payments digital and direct. It also encourages women to become part of Pakistan’s modern financial system, opening doors to greater opportunities and independence.
Pilot Phase Launch in Major Cities
The program will first launch a pilot phase on December 14, 2025, in seven major cities:
- Karachi
- Lahore
- Peshawar
- Quetta
- Gilgit
- Muzaffarabad
If successful, the government plans to roll out this system nationwide in the coming months.
How to Receive Your BISP Payment in a Bank Account: Step-by-Step Guide
If you are an eligible BISP beneficiary, here’s how you can get your Rs. 135,000 payment directly in your bank account:
- Check Your Eligibility
Make sure you are registered with BISP and selected for the latest payment. You can verify this by sending your CNIC number to 8171. - Open a Personal Bank Account
If you don’t have one yet, visit any partnered bank branch. Bring your original CNIC and complete the biometric verification via NADRA. Remember, only personal accounts in women’s names are accepted—no joint or third-party accounts. - Link Your Bank Account to BISP
Usually, this linking happens automatically if you open an account through a supported bank. Otherwise, visit your nearest BISP Tehsil Office with your CNIC and bank account number for manual linking. - Wait for Confirmation
After linking, you will receive an SMS from 8171 confirming that your payment has been deposited. - Withdraw Your Payment
You can now safely withdraw your money from ATMs, bank branches, or via mobile banking apps.
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Important Tips for Beneficiaries
- Never pay agents or franchises any fee for account opening or withdrawing money.
- Always keep your PIN and banking details private.
- Report any fraud or suspicious activity immediately to the BISP helpline.
What Senator Rubina Khalid Says About This Reform
Senator Khalid emphasized that BISP’s goal is to make financial support dignified and transparent. “Every woman should access her money without harassment or long waits,” she said. This new system is designed to empower women and bring them into the digital economy safely and securely.
Looking Ahead: Digital Wallets for Future Payments
BISP is also working on launching digital wallets for women who may prefer not to open a traditional bank account. These wallets will be mobile-friendly, easy to use, and secured by biometric verification. This digital option will help more women access and manage their funds using just their phones moving Pakistan towards a more efficient, cashless welfare system. BISP Program Payment Direct Bank Transfers
Key Benefits of the New Bank Payment System
| Benefit | Description |
|---|---|
| Transparency | Reduces fraud and errors |
| Dignity | No more standing in long queues |
| Empowerment | Women gain full control of their money |
| Flexibility | Choose your preferred bank |
| Speed | Payments transfer instantly after approval |
| Safety | Money is securely stored in formal bank accounts |
Frequently Asked Questions (FAQs)
Q: What is the BISP Bank Account Payment System?
A: It’s a new system where payments go directly into women beneficiaries’ personal bank accounts.
Q: When does this start?
A: Pilot phase starts on December 14, 2025, in select cities.
Q: Do I need a bank account to get payments?
A: Yes, having a personal bank account is necessary to receive payments under this system.
Q: Can I open an account at any bank?
A: You can choose from partnered banks approved by BISP.
Q: Will cash centers still operate?
A: The goal is to eventually replace all cash payments with direct bank transfers or digital wallets.
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Conclusion
The launch of the BISP Bank Account Payment System is a groundbreaking step toward empowering women across Pakistan. By putting money directly into their hands, BISP is making financial support safer, faster, and more dignified. If you are a BISP beneficiary, prepare to open your personal bank account soon and experience this modern, hassle-free way of receiving your rightful aid. BISP Program Payment Direct Bank Transfers