The PM Electric Fan Replacement Loan Program 2025 is a key government initiative aimed at helping households reduce electricity consumption while upgrading to modern, energy-efficient fans. With Pakistan facing high electricity bills, frequent load-shedding, and increasing energy demand, this program enables homeowners to replace outdated fans with NEECA-certified 5-star rated fans.
Participating households can save up to 70% on electricity bills, while collectively supporting the national grid, reducing electricity demand by thousands of megawatts, and promoting sustainable energy practices across the country.
What is the PM Electric Fan Replacement Loan Program?
This program allows households to replace old, inefficient fans with energy-efficient models that consume significantly less electricity without compromising performance. Beyond household benefits, it reduces national electricity demand, helps prevent load-shedding during peak hours, and contributes to Pakistan’s long-term energy conservation and sustainability goals.
You can also read: Aghosh Program Payment Check Online via Official CNIC Number
Key Features of the Program
- Energy-efficient fans: Only NEECA 5-star certified models are provided.
- Online application: Apply through efan.gov.pk or the official mobile app.
- Loan range: PKR 10,000 to PKR 300,000 depending on household requirements.
- Repayment period: 6 to 18 months via electricity bill installments.
- Financing options: Conventional and Shariah-compliant loans available.
The program is designed to be affordable, transparent, and accessible for all eligible households.
Eligibility Criteria
Applicants must meet the following requirements:
- Must be a homeowner with the electricity bill registered in their name.
- Possess a valid CNIC issued by NADRA.
- No more than two delayed electricity payments in the past 24 months.
- No other installment plan taken in the past 24 months.
- Only domestic consumers are eligible; commercial or industrial users are excluded.
- Application must be submitted using a SIM card registered in the applicant’s name.
These criteria ensure that only genuine households benefit from the program.
How the Program Saves Electricity
Old fans consume two to three times more electricity than modern energy-efficient fans. By replacing them, households can save up to 70% on monthly electricity bills. On a national scale, widespread adoption of these fans can reduce electricity demand by up to 5,000 MW, easing the pressure on the grid and helping manage peak loads efficiently.
You can also read: BISP 8171 September First Week Payment Schedule 2025
Step-by-Step Application Process
| Step | Action |
|---|---|
| Visit Portal | Go to efan.gov.pk or download the official mobile app for Android or iOS. |
| Register Account | Create an account using CNIC and electricity bill details. |
| Verify Eligibility | The system automatically checks eligibility based on registration details. |
| Select Fans | Choose the number and type of NEECA 5-star certified fans required for installation. |
| Schedule Installation | Receive a confirmed date for installation; old fans will be removed. |
| Installation & Replacement | Authorized technicians remove old fans and install new energy-efficient models. |
| Confirm Installation | Verify and confirm the installation through the NEECA Online Portal. |
| Start Repayment | Monthly installment payments begin via the electricity bill. |
This table ensures clarity and a step-by-step actionable guide for all applicants.
Financing and Repayment Options
The program offers flexible and convenient financing:
- On-bill financing: Repayments are added directly to the monthly electricity bill.
- Shariah-compliant loans: Available for applicants preferring Islamic financing.
- Repayment terms: Flexible options ranging from 6 to 18 months.
- Loan amounts: PKR 10,000 to PKR 300,000 to suit different household needs.
This flexibility ensures participation is financially manageable for every household.
You can also read: BISP 8171 Phase 2 District Payment List September 2025
Installation and Verification Process
The installation is managed by authorized service providers:
- Old fans are removed and disabled to prevent resale or reuse.
- New NEECA-certified 5-star fans are installed professionally.
- Installation is verified via the NEECA Online Portal, ensuring transparency and accountability.
This process guarantees that households receive genuine, energy-efficient upgrades.
Benefits of Replacing Old Fans
Replacing old fans with NEECA 5-star models offers multiple advantages:
- Lower electricity bills due to reduced energy consumption.
- Environmental benefits through lower carbon emissions.
- Improved grid stability by reducing overall electricity demand.
- Enhanced household comfort with modern, high-performance fans.
Participating in the program is both a financial and ecological investment for households and the country.
Conclusion
The PM Electric Fan Replacement Loan Program 2025 helps households save up to 70% on electricity bills by replacing old fans with NEECA 5-star models. It also supports Pakistan’s energy efficiency goals and reduces strain on the national grid.
You can also read: BISP Kafalat Digital Wallet Payment Method 2025
Flexible financing, including on-bill and Shariah-compliant options, makes it accessible for all homeowners. Participating families benefit financially while contributing to a greener, sustainable environment. Apply today to upgrade your home and start saving immediately.