The Apna Ghar Apni Chat Scheme has become one of the most important housing initiatives in Pakistan, helping thousands of low and middle-income families qualify for affordable housing. A key part of the application process is the PMT Score a score that determines your eligibility based on your income level, household information, and living conditions.
If you want to secure your home under this scheme, knowing how to check your PMT score is essential. This guide explains the process in simple, easy-to-understand steps with complete details.
What is PMT Score in Apna Ghar Apni Chat Scheme?
The PMT (Proxy Means Test) Score is a numeric value used by the government to identify the financial condition of applicants. It is commonly used in several welfare programs, including BISP and Apna Ghar Apni Chat Scheme.
A higher PMT score means:
- You have a better chance of qualifying
- Your financial condition falls within the program’s criteria
- You meet the eligibility requirements for government-assisted housing
A PMT score typically ranges between 0 to 100. The higher your score, the more likely you are to be considered eligible.
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Why Is PMT Score Important for Your Application?
Your PMT score directly impacts whether your application will be approved or rejected. Here’s why it matters:
- It shows your financial situation
- Helps ensure transparency in the selection process
- Prevents misuse of the scheme
- Prioritizes low-income families
- Determines final eligibility in 2025
Without a valid PMT score, your application will not proceed further.
How to Check PMT Score for Apna Ghar Apni Chat Application
Checking your PMT score is now a simple online process through the official PITB portal. Follow these steps carefully:
Step 1: Visit the PITB Portal
Go to the official Punjab Information Technology Board website.
Once the homepage loads, navigate to the Apna Ghar Apni Chat section.
Step 2: Log in to Your Account
You will need:
- Your CNIC number
- Your portal password
Enter your details and click Login to access your dashboard.
Step 3: Open the Application Dashboard
After logging in, go to:
- Apna Ghar Apni Chat Application section
- Click on PMT Score Status
This section contains all your application details.
Step 4: View Your PMT Score
Your PMT score will appear on the screen, showing:
- Your score
- Your eligibility status
- Any errors or missing information
If your PMT score is not displayed, wait 24–48 hours after registration.
Step 5: Download or Save the Score
The portal allows you to:
- Download the score
- Take a screenshot
- Save it for future verification
This helps when tracking application progress.
PMT Score Eligibility Table for Applicants
Below is a simple table that shows how PMT score ranges are interpreted:
| PMT Score Range | Eligibility Status | Remarks |
|---|---|---|
| 0–20 | High Priority | Very low-income families |
| 21–40 | Eligible | Accepted for review |
| 41–60 | Conditional Eligibility | May require document verification |
| 61–80 | Low Priority | Chances depend on available quota |
| 81–100 | Not Eligible | Doesn’t match scheme criteria |
Understanding these ranges helps you determine your position in the evaluation process.
Things You Need Before Checking PMT Score
To avoid delays, make sure you have:
- Your CNIC
- Registered mobile number
- Portal login password
- Application ID
- Stable internet connection
Having incorrect data may result in a wrong PMT calculation.
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How PMT Score Is Calculated
The PMT score considers several factors, including:
1. Family Income
Lower income = Higher priority.
2. Number of Family Members
Larger households receive higher PMT weightage.
3. Living Conditions
If you live in:
- a rented house
- temporary shelter
- shared home
You receive additional PMT points.
4. Utility Bills
Electricity and gas bills play a significant role in determining living standards.
5. Social and Economic Indicators
Factors like education, employment type, and disability also contribute.
PMT score ensures that only genuinely deserving families are prioritized.
Common Reasons the PMT Score Does Not Appear
If your PMT score is not showing, the problem may be:
- Your application is still under processing
- Incorrect CNIC information
- Missing data in the registration form
- Document verification pending
- Portal update delay
Wait for 24–48 hours or try logging in again later.
How to Improve Your PMT Score
You cannot directly increase your PMT score, but you can avoid mistakes that lower it:
- Ensure all documents are valid
- Enter accurate income details
- Upload clear scanned copies
- Use the applicant’s personal CNIC
Any incorrect entry may reduce your chances of approval.
How to Check PMT Score Through CNIC
If you don’t have access to the portal, check your PMT score using CNIC through alternative methods:
Method 1: Via SMS
Some regions allow PMT score check via SMS:
- Type CNIC
- Send to the provided government shortcode (if available in 2025 updates)
Method 2: Through the BISP Portal
PMT scores may also match the BISP beneficiary system.
Enter your CNIC to check connected welfare eligibility.
Tracking Application Progress After Checking PMT Score
After knowing your PMT score, the next step is checking your application status.
You can check:
- Pending
- Under Verification
- Ineligible
- Approved
Visit the PITB portal dashboard to stay updated.
Mistakes to Avoid While Checking PMT Score
Many applicants make small mistakes that delay the process. Avoid:
- Using someone else’s CNIC
- Submitting wrong income details
- Uploading blurred documents
- Logging in with old passwords
- Applying from multiple accounts
Following accurate steps ensures faster approval.
Benefits of the PMT Score System
The PMT scoring system ensures:
- Transparency in the scheme
- Equal opportunity for applicants
- Quick verification
- Fair selection of low-income applicants
This helps the government distribute housing units properly.
Final Tips for a Successful Application
- Apply early to avoid portal issues
- Keep duplicate copies of all documents
- Regularly check your PMT score
- Monitor your application status weekly
- Use an active mobile number for verification messages
Being well-prepared increases your chances of getting selected.
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Conclusion
Checking your PMT score for the Apna Ghar Apni Chat Scheme is a crucial step toward securing an affordable home. The online method through the PITB portal makes the process simple, fast, and transparent. With the right documents and accurate information, you can easily view your PMT score and track your application status. Follow all guidelines carefully to improve your chances of getting approved for this government housing opportunity. PMT Score For Apna Ghar Apni Chat Application
FAQs
1. How can I check my PMT score online?
Log in to the PITB portal, go to your application dashboard, and click on PMT Score Status.
2. What is a good PMT score for Apna Ghar Apni Chat Scheme?
A score between 0–40 is considered strong and offers higher approval chances.
3. Why is my PMT score not showing?
Your application may still be in processing, or some information is missing.
4. Can I improve my PMT score?
You cannot directly increase it, but accurate information and valid documents ensure a fair score.
5. Do I need a CNIC to check the PMT score?
Yes, your original CNIC is required for login and verification.